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If you have been asked by your insurance company to get an 'out-of-the-water' survey,

I can provide the correct required report.

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An insurance survey mainly focuses on the condition of the hull, but also includes an inspection of all the components and systems on board. What the insurance company want to know - is whether there is a risk of a claim associated with the vessel.

Therefore the survey focuses on the safety aspects of the vessel and ignores the cosmetic defects.

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You will need to arrange the lift out with your local marina - boatyard. The better the access beneath the vessel, the easier it is to take moisture and thickness readings depending on the vessel. Different marinas and boat yards have different restrictions and some are far from ideal. If you know access will be difficult, or if the vessel is only coming out of the water for a limited number of hours, please let me know in advance. 

The ideal time to have an insurance survey is before the vessel goes back into the water while still on her blocks, which gives you time to correct any problems that the report might have found before the vessel is launched. 

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Inspecting areas inside the vessel can be greatly hampered by additional gear being stored on board the vessel. If there are lockers that you know are cluttered and access will be needed, emptying them out results in a more through inspection, which is good for both of us. I try to be as flexible as possible (both physically and metaphorically) to give you the best service I possibly can, but please bear in mind, that I am not a removal man and my job is not to move your clutter, this should always be carried out before the survey is due.